Merchants Urban Co-operative Bank Merchants Urban Co-operative Bank IMPS Branch IFSC Code
UTIB 0SMUCBG
Merchants Urban Co-operative Bank
Merchants Urban Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 582883002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Merchants Urban Co-operative Bank
- Branch
- Merchants Urban Co-operative Bank IMPS
- IFSC Code
- UTIB0SMUCBG
- MICR Code
- 582883002
- City
- MUMBAI
- District
- GADAG
- State
- MAHARASHTRA
- Contact
- +918372278530
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0SMUCBG to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SMUCBG.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SMUCBG.
IFSC Code Structure
U
T
I
B
0
S
M
U
C
B
G
- UTIB — Bank code (Merchants Urban Co-operative Bank)
- 0 — Reserved (always 0)
- SMUCBG — Branch code (Merchants Urban Co-operative Bank IMPS)
Frequently Asked Questions
Is UTIB0SMUCBG valid for online transfer?
Yes, UTIB0SMUCBG is a valid IFSC code for Merchants Urban Co-operative Bank Merchants Urban Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SMUCBG belong to?
UTIB0SMUCBG belongs to Merchants Urban Co-operative Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Merchants Urban Co-operative Bank Merchants Urban Co-operative Bank IMPS is 582883002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SMUCBG?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.