Patiala Central Co-operative Bank Patiala Central Co-operative Bank IMPS Branch IFSC Code

UTIB 0SPCB01

Patiala Central Co-operative Bank

Patiala Central Co-operative Bank IMPS — MUMBAI, MAHARASHTRA

MICR: 147847002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Patiala Central Co-operative Bank
Branch: Patiala Central Co-operative Bank IMPS
IFSC Code: UTIB0SPCB01
MICR Code: 147847002
Address: D C C BANK BLDG., H. P. O. ROAD, THE MALL, DISTRICT PATIALA, MALL ROAD, PATIALA -147001
City: MUMBAI
District: PATIALA
State: MAHARASHTRA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0SPCB01 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SPCB01.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SPCB01.

IFSC Code Structure

UTIB — Bank code (Patiala Central Co-operative Bank)
0 — Reserved (always 0)
SPCB01 — Branch code (Patiala Central Co-operative Bank IMPS)

Frequently Asked Questions

Is UTIB0SPCB01 valid for online transfer?

Yes, UTIB0SPCB01 is a valid IFSC code for Patiala Central Co-operative Bank Patiala Central Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does UTIB0SPCB01 belong to?

UTIB0SPCB01 belongs to Patiala Central Co-operative Bank. The first 4 characters "UTIB" identify the bank.

What is the MICR code for this branch?

The MICR code for Patiala Central Co-operative Bank Patiala Central Co-operative Bank IMPS is 147847002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using UTIB0SPCB01?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.