Palakkad District Co-operative Bank Palakkad District Co-operative Bank IMPS Branch IFSC Code
UTIB 0SPKD21
Palakkad District Co-operative Bank
Palakkad District Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 678803003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Palakkad District Co-operative Bank
- Branch
- Palakkad District Co-operative Bank IMPS
- IFSC Code
- UTIB0SPKD21
- MICR Code
- 678803003
- City
- MUMBAI
- District
- PALAKKAD
- State
- MAHARASHTRA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0SPKD21 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SPKD21.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SPKD21.
IFSC Code Structure
U
T
I
B
0
S
P
K
D
2
1
- UTIB — Bank code (Palakkad District Co-operative Bank)
- 0 — Reserved (always 0)
- SPKD21 — Branch code (Palakkad District Co-operative Bank IMPS)
Frequently Asked Questions
Is UTIB0SPKD21 valid for online transfer?
Yes, UTIB0SPKD21 is a valid IFSC code for Palakkad District Co-operative Bank Palakkad District Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SPKD21 belong to?
UTIB0SPKD21 belongs to Palakkad District Co-operative Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Palakkad District Co-operative Bank Palakkad District Co-operative Bank IMPS is 678803003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SPKD21?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.