Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank IMPS Branch IFSC Code
UTIB 0SSMC01
Sardarganj Mercantile Co-operative Bank
Sardarganj Mercantile Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 388802001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Sardarganj Mercantile Co-operative Bank
- Branch
- Sardarganj Mercantile Co-operative Bank IMPS
- IFSC Code
- UTIB0SSMC01
- MICR Code
- 388802001
- City
- MUMBAI
- District
- ANAND
- State
- MAHARASHTRA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0SSMC01 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SSMC01.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SSMC01.
IFSC Code Structure
U
T
I
B
0
S
S
M
C
0
1
- UTIB — Bank code (Sardarganj Mercantile Co-operative Bank)
- 0 — Reserved (always 0)
- SSMC01 — Branch code (Sardarganj Mercantile Co-operative Bank IMPS)
Frequently Asked Questions
Is UTIB0SSMC01 valid for online transfer?
Yes, UTIB0SSMC01 is a valid IFSC code for Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SSMC01 belong to?
UTIB0SSMC01 belongs to Sardarganj Mercantile Co-operative Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank IMPS is 388802001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SSMC01?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.