Utkarsh Small Finance Bank HANDIA Branch IFSC Code

UTKS 0001028
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
HANDIA — ALLAHABAD, UTTAR PRADESH
MICR: 211762001 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
HANDIA
IFSC Code
UTKS0001028
MICR Code
211762001
Address
C/O MRS.AYASHA BEGAM,FIRST FLOOR,WARD - 2,VILL - BHAIRAPUR,THANA HANDIA,TAHSIL - HANDIA,DIST-ALLAHABAD PIN-221503
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City
ALLAHABAD
District
ALLAHABAD
State
UTTAR PRADESH
Contact
+917525039769

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001028 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001028.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001028.

IFSC Code Structure

U
T
K
S
0
0
0
1
0
2
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001028 — Branch code (HANDIA)

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Frequently Asked Questions

Is UTKS0001028 valid for online transfer?
Yes, UTKS0001028 is a valid IFSC code for Utkarsh Small Finance Bank HANDIA branch in ALLAHABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001028 belong to?
UTKS0001028 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank HANDIA is 211762001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001028?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.