Utkarsh Small Finance Bank SAIDPUR Branch IFSC Code

UTKS 0001029
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
SAIDPUR — GHAZIPUR, UTTAR PRADESH
MICR: 233762101 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
SAIDPUR
IFSC Code
UTKS0001029
MICR Code
233762101
Address
YADAV CHAK,BHETRI MOD SAIDPUR GHAZIPUR UP PIN CODE-233304
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City
GHAZIPUR
District
SAIDPUR
State
UTTAR PRADESH
Contact
+918173001128

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001029 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001029.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001029.

IFSC Code Structure

U
T
K
S
0
0
0
1
0
2
9
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001029 — Branch code (SAIDPUR)

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Frequently Asked Questions

Is UTKS0001029 valid for online transfer?
Yes, UTKS0001029 is a valid IFSC code for Utkarsh Small Finance Bank SAIDPUR branch in GHAZIPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001029 belong to?
UTKS0001029 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank SAIDPUR is 233762101. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001029?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.