Utkarsh Small Finance Bank LALGANJ Branch IFSC Code

UTKS 0001048
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
LALGANJ — AZAMGARH, UTTAR PRADESH
MICR: 276762203 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
LALGANJ
IFSC Code
UTKS0001048
MICR Code
276762203
Address
HOUSE NO - 44,WARD NO.- 2,VILLAGE - HANUMANGARH,MAIN BYPASS,PANCHAYAT KATGHAR,LALGANJ,NEAR DHEERA CHAUK,HANUMANGORDHI,DIST - AZAMGARH,UP,276202
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City
AZAMGARH
District
LALGANJ
State
UTTAR PRADESH
Contact
+917234901535

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001048 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001048.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001048.

IFSC Code Structure

U
T
K
S
0
0
0
1
0
4
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001048 — Branch code (LALGANJ)

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Frequently Asked Questions

Is UTKS0001048 valid for online transfer?
Yes, UTKS0001048 is a valid IFSC code for Utkarsh Small Finance Bank LALGANJ branch in AZAMGARH, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001048 belong to?
UTKS0001048 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank LALGANJ is 276762203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001048?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.