Utkarsh Small Finance Bank PANCHKOSI Branch IFSC Code

UTKS 0001078
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
PANCHKOSI — VARANASI, UTTAR PRADESH
MICR: 221762004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
PANCHKOSI
IFSC Code
UTKS0001078
MICR Code
221762004
Address
1ST FLOOR SA20 BY 206 H 2 1 CHANDRA CHARMUHANI ASHAPUR WARD SARNATH,VARANASI 221007
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City
VARANASI
District
VARANASI
State
UTTAR PRADESH
Contact
+918756399760

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001078 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001078.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001078.

IFSC Code Structure

U
T
K
S
0
0
0
1
0
7
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001078 — Branch code (PANCHKOSI)

Nearby Utkarsh Small Finance Bank Branches in VARANASI

CPC VARANASI

UTKS0000002

UTKARSH SMALL FINANCE BANK 2ND FLOOR,UTKARSH TOWER BABATPUR AIRPORT ROAD SEHMALPUR VARANASI UTTAR PRADESH PIN - 221105

RTGS ✓ NEFT ✓ IMPS ✓

ASHOK VIHAR

UTKS0001001

1ST FLR PL NO 107 108 HOUSE NO SA 37 BY 20 RLG COMPLEX VASUDEV NAGAR PAHARIA VARANASI 221007

MICR: 221762003 RTGS ✓ NEFT ✓ IMPS ✓

SIGRA

UTKS0001002

CAREOFMSPUSHPASINGHD56BY1561RAJANSAHINAGAROPPOSITESAGUNSWEETSDISTVARANASI221010

MICR: 221762006 RTGS ✓ NEFT ✓ IMPS ✓

HARAHUA

UTKS0001003

CARE OF NANHERAM MAURYA SON OF JAGERAM MAURYA VILL KOIRAJPUR POST HARAHUA DIST VARANASI 221202

MICR: 221762005 RTGS ✓ NEFT ✓ IMPS ✓

JANSA

UTKS0001004

MR.ANIL GIRI,BHADOHI ROAD JANSA BAZAR DIST-VARANASI PIN-221405

MICR: 221762502 RTGS ✓ NEFT ✓ IMPS ✓
View all Utkarsh Small Finance Bank branches in VARANASI →

Frequently Asked Questions

Is UTKS0001078 valid for online transfer?
Yes, UTKS0001078 is a valid IFSC code for Utkarsh Small Finance Bank PANCHKOSI branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001078 belong to?
UTKS0001078 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank PANCHKOSI is 221762004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001078?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.