Utkarsh Small Finance Bank RAFIGANJ Branch IFSC Code

UTKS 0001165
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RAFIGANJ — AURANGABAD, BIHAR
MICR: 824762005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RAFIGANJ
IFSC Code
UTKS0001165
MICR Code
824762005
Address
C/O DILIP KUMAR -ABDULPUR BABUGANJ PO,PS- RAFIGANJ,DIST AURANGABAD, STATE- BIHAR, PIN-824125
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City
AURANGABAD
District
AURANGABAD
State
BIHAR
Contact
+919801853311

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001165 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001165.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001165.

IFSC Code Structure

U
T
K
S
0
0
0
1
1
6
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001165 — Branch code (RAFIGANJ)

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Frequently Asked Questions

Is UTKS0001165 valid for online transfer?
Yes, UTKS0001165 is a valid IFSC code for Utkarsh Small Finance Bank RAFIGANJ branch in AURANGABAD, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001165 belong to?
UTKS0001165 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RAFIGANJ is 824762005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001165?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.