Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ Branch IFSC Code

UTKS 0001204
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
PUNAWAN - WAZIRGANJ — GAYA, BIHAR
MICR: 823762009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
PUNAWAN - WAZIRGANJ
IFSC Code
UTKS0001204
MICR Code
823762009
Address
C/O MUKESH KUMAR,PLOT NO.506,DAKHIN GANW,NEAR-WAZIRGANJ NAHAR POST - WAZIRGANJ,DISTT GAYA,BIHAR,PIN-805131
Open in Google Maps
City
GAYA
District
PUNAWAN - WAZIRGANJ
State
BIHAR
Contact
+917070192612

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001204 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001204.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001204.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
0
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001204 — Branch code (PUNAWAN - WAZIRGANJ)

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Frequently Asked Questions

Is UTKS0001204 valid for online transfer?
Yes, UTKS0001204 is a valid IFSC code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ branch in GAYA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001204 belong to?
UTKS0001204 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank PUNAWAN - WAZIRGANJ is 823762009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001204?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.