Utkarsh Small Finance Bank SAMASTIPUR Branch IFSC Code

UTKS 0001231
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
SAMASTIPUR — SAMSTIPUR, BIHAR
MICR: 848762003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
SAMASTIPUR
IFSC Code
UTKS0001231
MICR Code
848762003
Address
VILLAGE - CHAKNOOR,P.S - SAMASTIPUR,DISTRICT - SAMASTIPUR,STATE - BIHAR,PIN CODE - 848101,KHATA NO - 519,KHESARA NO - 2446& 2447,THANA NO - 174
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City
SAMSTIPUR
District
SAMSTIPUR
State
BIHAR
Contact
+917033693903

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001231 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001231.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001231.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
3
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001231 — Branch code (SAMASTIPUR)

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Frequently Asked Questions

Is UTKS0001231 valid for online transfer?
Yes, UTKS0001231 is a valid IFSC code for Utkarsh Small Finance Bank SAMASTIPUR branch in SAMSTIPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001231 belong to?
UTKS0001231 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank SAMASTIPUR is 848762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001231?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.