Utkarsh Small Finance Bank GURARU Branch IFSC Code

UTKS 0001244

Utkarsh Small Finance Bank

GURARU — GAYA, BIHAR

MICR: 823762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Utkarsh Small Finance Bank
Branch: GURARU
IFSC Code: UTKS0001244
MICR Code: 823762002
Address: KHATA NO.-255,BEARING PLOT NO.3250,KITA TULSI ASTHAN,AREA 03 DECIMAL,MAUZA - RAUNA,TOLA-SHANKAR BIGHA,P.S.-KONCH,P.O.- MAJHIAWAN,ANCHAL - GURARU DISTRICT - GAYA,STATE - BIHAR,PIN CODE-824118
City: GAYA
District: GAYA
State: BIHAR
Contact: +917033694086

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001244 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001244.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001244.

IFSC Code Structure

UTKS — Bank code (Utkarsh Small Finance Bank)
0 — Reserved (always 0)
001244 — Branch code (GURARU)

Nearby Utkarsh Small Finance Bank Branches in GAYA

SHERGHATI

UTKS0001158

MAUZA -SHERGHATI,P.S.SHERGHATI,DIST - GAYA,STATE - BIHAR,PIN CODE - 824211,KHATA NO - 748,KHESARA NO - 1729,THANA NO - 762,TAUZI NO - 6947

MICR: 823762006 RTGS ✓ NEFT ✓ IMPS ✓

BANK ROAD

UTKS0001170

LAND KHATA NO - 83 OLD AND NEW 206,MAUZA - SALEMPUR,BELHARIYA,BALEBAN ROAD,PARGANA - SANAUT,P S -TEKARI,DISTRICT - GAYA,STATE - BIHAR,PIN CODE-824236

MICR: 823762003 RTGS ✓ NEFT ✓ IMPS ✓

GAYA

UTKS0001174

UTKARSH SMALL FINANCE BANK,C/O - DR.KRISHNA MURARI,H.NO-21 NEAR POWER GRID,A.P COLONY DIS - GAYA,BIHAR PIN - 823001

MICR: 823762008 RTGS ✓ NEFT ✓ IMPS ✓

MANPUR

UTKS0001196

C/O-JITENDRA KUMAR SINGH,MULLAHA-SIDHARATHPURI COLONY,STREET NO-1,POST-MANPUR,PLOICE STATION MOFASIL,DISTT-GAYA,STATE-BIHAR,PIN CODE- 823003

MICR: 823762005 RTGS ✓ NEFT ✓ IMPS ✓

FATEHPUR

UTKS0001202

MAUZA - RUPIN,PARAGANA - MAHER,P.S.BARACHATI PRESENTLY - FATEHPUR,DISTRICT - GAYA,BIHAR,PIN CODE - 824232

MICR: 823762004 RTGS ✓ NEFT ✓ IMPS ✓

View all Utkarsh Small Finance Bank branches in GAYA →

Frequently Asked Questions

Is UTKS0001244 valid for online transfer?

Yes, UTKS0001244 is a valid IFSC code for Utkarsh Small Finance Bank GURARU branch in GAYA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does UTKS0001244 belong to?

UTKS0001244 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.

What is the MICR code for this branch?

The MICR code for Utkarsh Small Finance Bank GURARU is 823762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using UTKS0001244?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.