Utkarsh Small Finance Bank SILAO Branch IFSC Code

UTKS 0001246
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
SILAO — BIHAR SHARIF, BIHAR
MICR: 803762005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
SILAO
IFSC Code
UTKS0001246
MICR Code
803762005
Address
SAKIN USHA NIWASH, EKANGARSARAI, BIHAR SHARIF ROAD NH-110, DIST. NALANDA, PIN CODE 801301
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City
BIHAR SHARIF
District
SILAO
State
BIHAR
Contact
+919102992766

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001246 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001246.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001246.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
4
6
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001246 — Branch code (SILAO)

Frequently Asked Questions

Is UTKS0001246 valid for online transfer?
Yes, UTKS0001246 is a valid IFSC code for Utkarsh Small Finance Bank SILAO branch in BIHAR SHARIF, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001246 belong to?
UTKS0001246 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank SILAO is 803762005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001246?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.