Utkarsh Small Finance Bank PHULWARIYA Branch IFSC Code

UTKS 0001256
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
PHULWARIYA — BEGUSARAI, BIHAR
MICR: 851762104 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
PHULWARIYA
IFSC Code
UTKS0001256
MICR Code
851762104
Address
AWADH TRIBUTE ROAD PHULWARIYA POST OFFICE BARAUNI DISTRICT BEGUSARAI BIHAR PIN CODE 851112
Open in Google Maps
City
BEGUSARAI
District
PHULWARIYA
State
BIHAR
Contact
+919576068912

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001256 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001256.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001256.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
5
6
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001256 — Branch code (PHULWARIYA)

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Frequently Asked Questions

Is UTKS0001256 valid for online transfer?
Yes, UTKS0001256 is a valid IFSC code for Utkarsh Small Finance Bank PHULWARIYA branch in BEGUSARAI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001256 belong to?
UTKS0001256 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank PHULWARIYA is 851762104. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001256?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.