Utkarsh Small Finance Bank GHARAUNDA Branch IFSC Code

UTKS 0001258
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GHARAUNDA — KARNAL, HARYANA
MICR: 132762202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GHARAUNDA
IFSC Code
UTKS0001258
MICR Code
132762202
Address
PLOT NO -604/4,WARD NO -4/5,RAMNAGAR,TELU SINGH COLONY,SUDESH ARAIPURA ROAD,GHARAUNDA,DISTRICT - KARNAL,HARYANA,PIN CODE-132114
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City
KARNAL
District
GHARAUNDA
State
HARYANA
Contact
+919587719716

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001258 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001258.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001258.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
5
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001258 — Branch code (GHARAUNDA)

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Frequently Asked Questions

Is UTKS0001258 valid for online transfer?
Yes, UTKS0001258 is a valid IFSC code for Utkarsh Small Finance Bank GHARAUNDA branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001258 belong to?
UTKS0001258 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GHARAUNDA is 132762202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001258?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.