Utkarsh Small Finance Bank KARANJA LAD Branch IFSC Code

UTKS 0001260
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
KARANJA LAD — WASHIM, MAHARASHTRA
MICR: 444762452 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
KARANJA LAD
IFSC Code
UTKS0001260
MICR Code
444762452
Address
C/O AJAY PARLIKAR,NEAR HP PETROL,DARVHA BYPASS ROAD,KARANJA LAD 444105
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City
WASHIM
District
KARANJA LAD
State
MAHARASHTRA
Contact
+917722067984

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001260 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001260.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001260.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
6
0
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001260 — Branch code (KARANJA LAD)

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Frequently Asked Questions

Is UTKS0001260 valid for online transfer?
Yes, UTKS0001260 is a valid IFSC code for Utkarsh Small Finance Bank KARANJA LAD branch in WASHIM, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001260 belong to?
UTKS0001260 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank KARANJA LAD is 444762452. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001260?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.