Utkarsh Small Finance Bank RATU ROAD Branch IFSC Code

UTKS 0001264
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RATU ROAD — RANCHI, JHARKHAND
MICR: 834762003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RATU ROAD
IFSC Code
UTKS0001264
MICR Code
834762003
Address
SMT.SUSHEELA SHARAM,W/O DWARIKA PRASHAD DEVI MANDAP ROAD,HESAL,RANCHI,THANA-SUKHEDEV NAGAR DIST.RANCHI ( JHARKHAND),PIN-834005
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City
RANCHI
District
RATU ROAD
State
JHARKHAND
Contact
+919523095851

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001264 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001264.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001264.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
6
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001264 — Branch code (RATU ROAD)

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Frequently Asked Questions

Is UTKS0001264 valid for online transfer?
Yes, UTKS0001264 is a valid IFSC code for Utkarsh Small Finance Bank RATU ROAD branch in RANCHI, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001264 belong to?
UTKS0001264 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RATU ROAD is 834762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001264?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.