Utkarsh Small Finance Bank BANKA Branch IFSC Code

UTKS 0001304
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
BANKA — BANKA, BIHAR
MICR: 813762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
BANKA
IFSC Code
UTKS0001304
MICR Code
813762002
Address
FIRST FLOOR,WARD NO.5,KHATA NO 23& 37,KHASARA NO 6& 7,MAHARANA COMPLEX,KATORIYA ROAD,MAUZA - BOGARIA,MUHALLA - BIJAY NAGAR,THANA - BANKA,DISTRICT - BANKA,STATE - BIHAR,PIN CODE 813102
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City
BANKA
District
BANKA
State
BIHAR
Contact
+919811148660

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001304 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001304.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001304.

IFSC Code Structure

U
T
K
S
0
0
0
1
3
0
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001304 — Branch code (BANKA)

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Frequently Asked Questions

Is UTKS0001304 valid for online transfer?
Yes, UTKS0001304 is a valid IFSC code for Utkarsh Small Finance Bank BANKA branch in BANKA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001304 belong to?
UTKS0001304 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank BANKA is 813762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001304?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.