Utkarsh Small Finance Bank LAKHISARAI Branch IFSC Code

UTKS 0001305
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
LAKHISARAI — LAKHISARAI, BIHAR
MICR: 811762102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
LAKHISARAI
IFSC Code
UTKS0001305
MICR Code
811762102
Address
RAMKANT SINGH S/O SIYA SINGH,PURANI BAZAR,BEHIND BHARAT GAS,WARD NO.08,LAKKHISARAI,DIST-LAKHISARAI,PIN-811311
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City
LAKHISARAI
District
LAKHISARAI
State
BIHAR
Contact
+917323801506

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001305 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001305.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001305.

IFSC Code Structure

U
T
K
S
0
0
0
1
3
0
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001305 — Branch code (LAKHISARAI)

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Frequently Asked Questions

Is UTKS0001305 valid for online transfer?
Yes, UTKS0001305 is a valid IFSC code for Utkarsh Small Finance Bank LAKHISARAI branch in LAKHISARAI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001305 belong to?
UTKS0001305 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank LAKHISARAI is 811762102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001305?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.