Utkarsh Small Finance Bank RAMGARH Branch IFSC Code

UTKS 0001396
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RAMGARH — RAMGARH, JHARKHAND
MICR: 829762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RAMGARH
IFSC Code
UTKS0001396
MICR Code
829762002
Address
GROUND FLOOR,BUILDING NUMBER JC 9 BY1,MAHATMA GANDHI CHOWK,MAIN ROAD,RAMGARH CANTT,DISTRICT RAMGARH,JHARKHAND,PIN 829122
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City
RAMGARH
District
RAMGARH CANTT
State
JHARKHAND
Contact
+918336071332

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001396 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001396.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001396.

IFSC Code Structure

U
T
K
S
0
0
0
1
3
9
6
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001396 — Branch code (RAMGARH)

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Frequently Asked Questions

Is UTKS0001396 valid for online transfer?
Yes, UTKS0001396 is a valid IFSC code for Utkarsh Small Finance Bank RAMGARH branch in RAMGARH, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001396 belong to?
UTKS0001396 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RAMGARH is 829762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001396?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.