Utkarsh Small Finance Bank LALGANJ Branch IFSC Code

UTKS 0001402
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
LALGANJ — VAISHALI, BIHAR
MICR: 844762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
LALGANJ
IFSC Code
UTKS0001402
MICR Code
844762002
Address
GROUND FLOOR,PLOT NO 131,AGARPUR,MUZAFFARPUR ROAD,LALGANJ,DISTRICT-VAISHALI,PIN 844121
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City
VAISHALI
District
HAJIPUR
State
BIHAR
Contact
+919956354455

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001402 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001402.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001402.

IFSC Code Structure

U
T
K
S
0
0
0
1
4
0
2
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001402 — Branch code (LALGANJ)

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Frequently Asked Questions

Is UTKS0001402 valid for online transfer?
Yes, UTKS0001402 is a valid IFSC code for Utkarsh Small Finance Bank LALGANJ branch in VAISHALI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001402 belong to?
UTKS0001402 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank LALGANJ is 844762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001402?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.