Utkarsh Small Finance Bank RAMANUGANJ Branch IFSC Code

UTKS 0001421
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RAMANUGANJ — BALARAMPUR, CHHATTISGARH
MICR: 497762151 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RAMANUGANJ
IFSC Code
UTKS0001421
MICR Code
497762151
Address
PLOT NO-75,WARD NO.1 NEAR INDIAN OIL PETROL PUMP DIS-BALARAMPUR RAMANUGANJ CHHATTISHGARH PIN-497220
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City
BALARAMPUR
District
RAMANUGANJ
State
CHHATTISGARH
Contact
+919109187825

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001421 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001421.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001421.

IFSC Code Structure

U
T
K
S
0
0
0
1
4
2
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001421 — Branch code (RAMANUGANJ)

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Frequently Asked Questions

Is UTKS0001421 valid for online transfer?
Yes, UTKS0001421 is a valid IFSC code for Utkarsh Small Finance Bank RAMANUGANJ branch in BALARAMPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001421 belong to?
UTKS0001421 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RAMANUGANJ is 497762151. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001421?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.