Utkarsh Small Finance Bank GARIYABAND Branch IFSC Code
UTKS 0001423
Utkarsh Small Finance Bank GARIYABAND — GARIYABAND, CHHATTISGARH
MICR: 493762003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- GARIYABAND
- IFSC Code
- UTKS0001423
- MICR Code
- 493762003
- City
- GARIYABAND
- District
- GARIYABAND
- State
- CHHATTISGARH
- Contact
- +918103712675
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001423 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001423.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001423.
IFSC Code Structure
U
T
K
S
0
0
0
1
4
2
3
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001423 — Branch code (GARIYABAND)
Frequently Asked Questions
Is UTKS0001423 valid for online transfer?
Yes, UTKS0001423 is a valid IFSC code for Utkarsh Small Finance Bank GARIYABAND branch in GARIYABAND, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001423 belong to?
UTKS0001423 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GARIYABAND is 493762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001423?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.