Utkarsh Small Finance Bank MAHGAMA Branch IFSC Code

UTKS 0001431
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
MAHGAMA — GODDA, JHARKHAND
MICR: 814762203 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
MAHGAMA
IFSC Code
UTKS0001431
MICR Code
814762203
Address
LIC OFFICE BUILDING,POST - MAHGAMA,DIST - GODDA,JHARKHAND,PIN CODE - 814154
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City
GODDA
District
MAHGAMA
State
JHARKHAND
Contact
+917766913417

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001431 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001431.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001431.

IFSC Code Structure

U
T
K
S
0
0
0
1
4
3
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001431 — Branch code (MAHGAMA)

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Frequently Asked Questions

Is UTKS0001431 valid for online transfer?
Yes, UTKS0001431 is a valid IFSC code for Utkarsh Small Finance Bank MAHGAMA branch in GODDA, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001431 belong to?
UTKS0001431 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank MAHGAMA is 814762203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001431?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.