Utkarsh Small Finance Bank PHULABANI Branch IFSC Code

UTKS 0001485
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
PHULABANI — PHULABANI, ODISHA
MICR: 762762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
PHULABANI
IFSC Code
UTKS0001485
MICR Code
762762002
Address
UTKARSH SMALL FINANCE BANK LTD BESIDE INDIAN OIL PETROL PUMB NEAR HANUMAN MANDIR SAAHI JIRING PADA PHULABANI DIST.KANDHAMAL ODISHA 762001
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City
PHULABANI
District
PHULABANI
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001485 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001485.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001485.

IFSC Code Structure

U
T
K
S
0
0
0
1
4
8
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001485 — Branch code (PHULABANI)

Frequently Asked Questions

Is UTKS0001485 valid for online transfer?
Yes, UTKS0001485 is a valid IFSC code for Utkarsh Small Finance Bank PHULABANI branch in PHULABANI, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001485 belong to?
UTKS0001485 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank PHULABANI is 762762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001485?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.