Utkarsh Small Finance Bank CHANDIGARH Branch IFSC Code
UTKS 0001527
Utkarsh Small Finance Bank CHANDIGARH — CHANDIGARH, PUNJAB
MICR: 160762003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- CHANDIGARH
- IFSC Code
- UTKS0001527
- MICR Code
- 160762003
- City
- CHANDIGARH
- District
- CHANDIGARH
- State
- PUNJAB
- Contact
- +9118001239878
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001527 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001527.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001527.
IFSC Code Structure
U
T
K
S
0
0
0
1
5
2
7
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001527 — Branch code (CHANDIGARH)
Frequently Asked Questions
Is UTKS0001527 valid for online transfer?
Yes, UTKS0001527 is a valid IFSC code for Utkarsh Small Finance Bank CHANDIGARH branch in CHANDIGARH, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001527 belong to?
UTKS0001527 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank CHANDIGARH is 160762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001527?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.