Utkarsh Small Finance Bank JALANDHAR PUNJAB Branch IFSC Code
UTKS 0001574
Utkarsh Small Finance Bank JALANDHAR PUNJAB — JALANDHAR, PUNJAB
MICR: 144762002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- JALANDHAR PUNJAB
- IFSC Code
- UTKS0001574
- MICR Code
- 144762002
- City
- JALANDHAR
- District
- JALANDHAR
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001574 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001574.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001574.
IFSC Code Structure
U
T
K
S
0
0
0
1
5
7
4
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001574 — Branch code (JALANDHAR PUNJAB)
Frequently Asked Questions
Is UTKS0001574 valid for online transfer?
Yes, UTKS0001574 is a valid IFSC code for Utkarsh Small Finance Bank JALANDHAR PUNJAB branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001574 belong to?
UTKS0001574 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank JALANDHAR PUNJAB is 144762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001574?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.