Utkarsh Small Finance Bank LUDHIANA Branch IFSC Code
UTKS 0001588
Utkarsh Small Finance Bank LUDHIANA — LUDHIANA, PUNJAB
MICR: 141762002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- LUDHIANA
- IFSC Code
- UTKS0001588
- MICR Code
- 141762002
- Address
- PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002 Open in Google Maps
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001588 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001588.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001588.
IFSC Code Structure
U
T
K
S
0
0
0
1
5
8
8
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001588 — Branch code (LUDHIANA)
Frequently Asked Questions
Is UTKS0001588 valid for online transfer?
Yes, UTKS0001588 is a valid IFSC code for Utkarsh Small Finance Bank LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001588 belong to?
UTKS0001588 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank LUDHIANA is 141762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001588?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.