Utkarsh Small Finance Bank VISAKHAPATNAM Branch IFSC Code
UTKS 0001620
Utkarsh Small Finance Bank VISAKHAPATNAM — VISHAKHAPATNAM, ANDHRA PRADESH
MICR: 530762002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- VISAKHAPATNAM
- IFSC Code
- UTKS0001620
- MICR Code
- 530762002
- Address
- GROUND FLOOR REDNAM PLAZA 2ND LANE DWARAKANAGAR VISHAKHAPATNAM 530016 ANDHRA PRADESH. Open in Google Maps
- City
- VISHAKHAPATNAM
- District
- VISAKHAPATNAM
- State
- ANDHRA PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001620 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001620.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001620.
IFSC Code Structure
U
T
K
S
0
0
0
1
6
2
0
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001620 — Branch code (VISAKHAPATNAM)
Frequently Asked Questions
Is UTKS0001620 valid for online transfer?
Yes, UTKS0001620 is a valid IFSC code for Utkarsh Small Finance Bank VISAKHAPATNAM branch in VISHAKHAPATNAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001620 belong to?
UTKS0001620 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank VISAKHAPATNAM is 530762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001620?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.