Utkarsh Small Finance Bank GARIA Branch IFSC Code

UTKS 0001624
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GARIA — KOLKATA, WEST BENGAL
MICR: 700762008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GARIA
IFSC Code
UTKS0001624
MICR Code
700762008
Address
410 N.S.C.BOSE ROAD GARIA KOLKATA WEST BENGAL -700047
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City
KOLKATA
District
GARIA WEST BENGAL
State
WEST BENGAL

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001624 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001624.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001624.

IFSC Code Structure

U
T
K
S
0
0
0
1
6
2
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001624 — Branch code (GARIA)

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Frequently Asked Questions

Is UTKS0001624 valid for online transfer?
Yes, UTKS0001624 is a valid IFSC code for Utkarsh Small Finance Bank GARIA branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001624 belong to?
UTKS0001624 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GARIA is 700762008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001624?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.