Utkarsh Small Finance Bank SANTACRUZ MUMBAI Branch IFSC Code
UTKS 0001639
Utkarsh Small Finance Bank SANTACRUZ MUMBAI — UBI, MAHARASHTRA
MICR: 400762014
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- SANTACRUZ MUMBAI
- IFSC Code
- UTKS0001639
- MICR Code
- 400762014
- Address
- GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055 Open in Google Maps
- City
- UBI
- District
- SANTACRUZ MUMBAI
- State
- MAHARASHTRA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001639 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001639.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001639.
IFSC Code Structure
U
T
K
S
0
0
0
1
6
3
9
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001639 — Branch code (SANTACRUZ MUMBAI)
Nearby Utkarsh Small Finance Bank Branches in UBI
View all Utkarsh Small Finance Bank branches in UBI →Frequently Asked Questions
Is UTKS0001639 valid for online transfer?
Yes, UTKS0001639 is a valid IFSC code for Utkarsh Small Finance Bank SANTACRUZ MUMBAI branch in UBI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001639 belong to?
UTKS0001639 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank SANTACRUZ MUMBAI is 400762014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001639?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.