Utkarsh Small Finance Bank ZIRAKPUR Branch IFSC Code

UTKS 0001714
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
ZIRAKPUR — ZIRAKPUR, PUNJAB
MICR: 160762007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
ZIRAKPUR
IFSC Code
UTKS0001714
MICR Code
160762007
Address
GROUND FLOOR SCO 09 BLOCK- A HIGH STREET VIP ROAD VILLAGE BISHANPURA TEHSIL DERABASSI DISTRICT S.A.S NAGAR ZIRAKPUR PUNJAB 140603
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City
ZIRAKPUR
District
ZIRAKPUR PUNJAB
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001714 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001714.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001714.

IFSC Code Structure

U
T
K
S
0
0
0
1
7
1
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001714 — Branch code (ZIRAKPUR)

Frequently Asked Questions

Is UTKS0001714 valid for online transfer?
Yes, UTKS0001714 is a valid IFSC code for Utkarsh Small Finance Bank ZIRAKPUR branch in ZIRAKPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001714 belong to?
UTKS0001714 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank ZIRAKPUR is 160762007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001714?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.