Utkarsh Small Finance Bank KOTTAYAM KERALA Branch IFSC Code

UTKS 0001760
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
KOTTAYAM KERALA — KOTTAYAM, KERALA
MICR: 686762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
KOTTAYAM KERALA
IFSC Code
UTKS0001760
MICR Code
686762002
Address
GROUND FLOOR,PULLUKALAYIL PLAZA,CMS COLLEGE JUNCTION,KOTTAYAM -686001
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001760 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001760.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001760.

IFSC Code Structure

U
T
K
S
0
0
0
1
7
6
0
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001760 — Branch code (KOTTAYAM KERALA)

Frequently Asked Questions

Is UTKS0001760 valid for online transfer?
Yes, UTKS0001760 is a valid IFSC code for Utkarsh Small Finance Bank KOTTAYAM KERALA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001760 belong to?
UTKS0001760 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank KOTTAYAM KERALA is 686762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001760?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.