Utkarsh Small Finance Bank GHANGHRI Branch IFSC Code
UTKS 0001804
Utkarsh Small Finance Bank GHANGHRI — HT, JHARKHAND
MICR: 825762203
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- GHANGHRI
- IFSC Code
- UTKS0001804
- MICR Code
- 825762203
- Address
- UTKARSH SMALL FINANCE BANK LTD,NH -99 CHATRA TO GAYA ROAD NEAR,AUTO STAND GHANGHRI,DISTRICT -CHATRA JHARKHAND,PIN CODE -825401 Open in Google Maps
- City
- HT
- District
- CHATRA
- State
- JHARKHAND
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001804 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001804.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001804.
IFSC Code Structure
U
T
K
S
0
0
0
1
8
0
4
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001804 — Branch code (GHANGHRI)
Frequently Asked Questions
Is UTKS0001804 valid for online transfer?
Yes, UTKS0001804 is a valid IFSC code for Utkarsh Small Finance Bank GHANGHRI branch in HT, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001804 belong to?
UTKS0001804 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GHANGHRI is 825762203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001804?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.