Utkarsh Small Finance Bank NAUGACHHIYA Branch IFSC Code

UTKS 0001825
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
NAUGACHHIYA — HGPR, BIHAR
MICR: 853762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
NAUGACHHIYA
IFSC Code
UTKS0001825
MICR Code
853762002
Address
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR BASANT LAL COMPLEX PS NAUGACHHIYA DISTRICT BHAGALPUR PIN CODE - 853204 BIHAR
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City
HGPR
District
NAUGACHHIYA BIHAR
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001825 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001825.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001825.

IFSC Code Structure

U
T
K
S
0
0
0
1
8
2
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001825 — Branch code (NAUGACHHIYA)

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Frequently Asked Questions

Is UTKS0001825 valid for online transfer?
Yes, UTKS0001825 is a valid IFSC code for Utkarsh Small Finance Bank NAUGACHHIYA branch in HGPR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001825 belong to?
UTKS0001825 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank NAUGACHHIYA is 853762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001825?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.