Utkarsh Small Finance Bank RAJPURA Branch IFSC Code

UTKS 0001978
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RAJPURA — PATIALA, PUNJAB
MICR: 140762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RAJPURA
IFSC Code
UTKS0001978
MICR Code
140762002
Address
UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR HOUSE NO 1172 SHOP NO 3 GANDHI COLONY KASTURBA ROAD RAJPURA PATIALA PUNJAB140401
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City
PATIALA
District
PATIALA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001978.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001978.

IFSC Code Structure

U
T
K
S
0
0
0
1
9
7
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001978 — Branch code (RAJPURA)

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Frequently Asked Questions

Is UTKS0001978 valid for online transfer?
Yes, UTKS0001978 is a valid IFSC code for Utkarsh Small Finance Bank RAJPURA branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001978 belong to?
UTKS0001978 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RAJPURA is 140762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.