Utkarsh Small Finance Bank GHAGHSARA Branch IFSC Code

UTKS 0001987
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GHAGHSARA — GORAKHPUR, UTTAR PRADESH
MICR: 273762012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GHAGHSARA
IFSC Code
UTKS0001987
MICR Code
273762012
Address
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLR VILL/PO-GHAGHSARA NEAR BHARAT PETROL PUMP GHAGHASARA SAHJANWA GORAKHPUR UTTAR PRADESH-273209
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City
GORAKHPUR
District
GHAGHSARA GORAKHPUR
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001987 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001987.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001987.

IFSC Code Structure

U
T
K
S
0
0
0
1
9
8
7
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001987 — Branch code (GHAGHSARA)

Nearby Utkarsh Small Finance Bank Branches in GORAKHPUR

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Frequently Asked Questions

Is UTKS0001987 valid for online transfer?
Yes, UTKS0001987 is a valid IFSC code for Utkarsh Small Finance Bank GHAGHSARA branch in GORAKHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001987 belong to?
UTKS0001987 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GHAGHSARA is 273762012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001987?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.