Utkarsh Small Finance Bank GHUGHULI Branch IFSC Code

UTKS 0001989
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GHUGHULI — MAHARAJGANJ, UTTAR PRADESH
MICR: 273762013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GHUGHULI
IFSC Code
UTKS0001989
MICR Code
273762013
Address
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR KAPTANGANJ ROAD NEAR TVS AGENCY GHUGHULI DISTRICT MAHARAJGANJ UTTAR PRADESH 273151
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City
MAHARAJGANJ
District
MAHARAJGANJ
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001989 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001989.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001989.

IFSC Code Structure

U
T
K
S
0
0
0
1
9
8
9
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001989 — Branch code (GHUGHULI)

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Frequently Asked Questions

Is UTKS0001989 valid for online transfer?
Yes, UTKS0001989 is a valid IFSC code for Utkarsh Small Finance Bank GHUGHULI branch in MAHARAJGANJ, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001989 belong to?
UTKS0001989 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GHUGHULI is 273762013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001989?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.