Utkarsh Small Finance Bank KOINI Branch IFSC Code

UTKS 0002021
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
KOINI — OGNJ, BIHAR
MICR: 841762020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
KOINI
IFSC Code
UTKS0002021
MICR Code
841762020
Address
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MAJHAGARH KOINI DISTT - GOPALGANJ BIHAR - 841427
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City
OGNJ
District
GOPALGANJ
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002021 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002021.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002021.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
2
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002021 — Branch code (KOINI)

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Frequently Asked Questions

Is UTKS0002021 valid for online transfer?
Yes, UTKS0002021 is a valid IFSC code for Utkarsh Small Finance Bank KOINI branch in OGNJ, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002021 belong to?
UTKS0002021 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank KOINI is 841762020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002021?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.