Utkarsh Small Finance Bank DIGAPAHANDI Branch IFSC Code

UTKS 0002031
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
DIGAPAHANDI — JM, ODISHA
MICR: 761762003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
DIGAPAHANDI
IFSC Code
UTKS0002031
MICR Code
761762003
Address
UTKARSH SMALL FINANCE BANK LTD.AT TEHSIL ROAD NEAR GURUKUL SCHOOL ASIKA RIAD DIGAPAHANDI DIST-GANJAM ODISHA PIN NO-761012
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City
JM
District
GANJAM
State
ODISHA
Contact
+916814

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002031.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002031.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
3
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002031 — Branch code (DIGAPAHANDI)

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Frequently Asked Questions

Is UTKS0002031 valid for online transfer?
Yes, UTKS0002031 is a valid IFSC code for Utkarsh Small Finance Bank DIGAPAHANDI branch in JM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002031 belong to?
UTKS0002031 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank DIGAPAHANDI is 761762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.