Utkarsh Small Finance Bank KUAKHIA Branch IFSC Code

UTKS 0002045
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
KUAKHIA — JAJPUR, ODISHA
MICR: 755762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
KUAKHIA
IFSC Code
UTKS0002045
MICR Code
755762002
Address
UTKARSH SMALL FINANCE BANK LTD.FRONT OF BHARAT PETROL PUMP NH-16 BIJU NAGAR KUAKHIA DIST-JAJPUR ODISHA PIN NO-755009
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City
JAJPUR
District
JAJPUR
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002045 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002045.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002045.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
4
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002045 — Branch code (KUAKHIA)

Frequently Asked Questions

Is UTKS0002045 valid for online transfer?
Yes, UTKS0002045 is a valid IFSC code for Utkarsh Small Finance Bank KUAKHIA branch in JAJPUR, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002045 belong to?
UTKS0002045 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank KUAKHIA is 755762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002045?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.