Utkarsh Small Finance Bank LALGANJ Branch IFSC Code

UTKS 0002062
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
LALGANJ — VAISHALI BIHAR, BIHAR
MICR: 844762009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
LALGANJ
IFSC Code
UTKS0002062
MICR Code
844762009
Address
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR LALGANJ TO MUZAFFARPUR ROAD MANPUR CHOWK NEAR HANUMAN MANDIR LALGANJ DISTRICT-VAISHALI BIHAR PIN-844121
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City
VAISHALI BIHAR
District
BIHAR
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002062 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002062.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002062.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
6
2
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002062 — Branch code (LALGANJ)

Frequently Asked Questions

Is UTKS0002062 valid for online transfer?
Yes, UTKS0002062 is a valid IFSC code for Utkarsh Small Finance Bank LALGANJ branch in VAISHALI BIHAR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002062 belong to?
UTKS0002062 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank LALGANJ is 844762009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002062?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.