Utkarsh Small Finance Bank GANDE Branch IFSC Code

UTKS 0002065
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GANDE — GIRIDIH, JHARKHAND
MICR: 815762009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GANDE
IFSC Code
UTKS0002065
MICR Code
815762009
Address
UTKARSH SMALL FINANCE BANK LTD.GIRIDIH TO JAMTARA ROAD NEAR UBI BANK MOHADAMOD GANDE DISTRICT-GIRIDIH JHARKHAND 815312
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City
GIRIDIH
District
GANDE JHARKHAND
State
JHARKHAND
Contact
+916532

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002065 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002065.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002065.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
6
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002065 — Branch code (GANDE)

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Frequently Asked Questions

Is UTKS0002065 valid for online transfer?
Yes, UTKS0002065 is a valid IFSC code for Utkarsh Small Finance Bank GANDE branch in GIRIDIH, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002065 belong to?
UTKS0002065 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GANDE is 815762009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002065?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.