Varachha Co-operative Bank PUNAGAM BRANCH Branch IFSC Code

VARA 0289007
Varachha Co-operative Bank
PUNAGAM BRANCH — SURAT, GUJARAT
MICR: 395289008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Varachha Co-operative Bank
Branch
PUNAGAM BRANCH
IFSC Code
VARA0289007
MICR Code
395289008
Address
RESMA RESIDENCY, NEAR PUNAGAM CANAL ROAD, PUNAGAM SURAT-395010
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912616918241

How to Use This IFSC Code

NEFT Transfer

Use IFSC code VARA0289007 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code VARA0289007.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code VARA0289007.

IFSC Code Structure

V
A
R
A
0
2
8
9
0
0
7
  • VARA — Bank code (Varachha Co-operative Bank)
  • 0 — Reserved (always 0)
  • 289007 — Branch code (PUNAGAM BRANCH)

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Frequently Asked Questions

Is VARA0289007 valid for online transfer?
Yes, VARA0289007 is a valid IFSC code for Varachha Co-operative Bank PUNAGAM BRANCH branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does VARA0289007 belong to?
VARA0289007 belongs to Varachha Co-operative Bank. The first 4 characters "VARA" identify the bank.
What is the MICR code for this branch?
The MICR code for Varachha Co-operative Bank PUNAGAM BRANCH is 395289008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using VARA0289007?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.