Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH Branch IFSC Code
VARA 0289020
Varachha Co-operative Bank
KARGIL CHOWK PUNAGAM BRANCH — SURAT, GUJARAT
MICR: 395289018
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Varachha Co-operative Bank
- Branch
- KARGIL CHOWK PUNAGAM BRANCH
- IFSC Code
- VARA0289020
- MICR Code
- 395289018
- Address
- SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM Open in Google Maps
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912616918371
How to Use This IFSC Code
NEFT Transfer
Use IFSC code VARA0289020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code VARA0289020.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code VARA0289020.
IFSC Code Structure
V
A
R
A
0
2
8
9
0
2
0
- VARA — Bank code (Varachha Co-operative Bank)
- 0 — Reserved (always 0)
- 289020 — Branch code (KARGIL CHOWK PUNAGAM BRANCH)
Nearby Varachha Co-operative Bank Branches in SURAT
SERVICE BRANCH
VARA00000SC
SAHAKAR BHAVAN OPP. RUSHIKESH TOWNSHIP, VRAJCHOWK, SARTHANA JAKATANAKA
RTGS ✗ NEFT ✓ IMPS ✓
AFFIL TOWER BRANCH
VARA0289001
AFFIL TOWER, L.H.ROAD, SURAT-395006
MICR: 395289002 RTGS ✓ NEFT ✓ IMPS ✓
KAMREJ BRANCH
VARA0289002
DHARAM SHOPPING CENTRE, KAMREJ CHAR RASTA, KAMREJ, DIST-SURAT
MICR: 395289003 RTGS ✓ NEFT ✓ IMPS ✓
RING ROAD BRANCH
VARA0289003
1ST FLOOR, VANKARSANGH BUILDING, OPP. JASH MARKET, RING ROAD, SURAT-395003
MICR: 395289004 RTGS ✓ NEFT ✓ IMPS ✓
KADODRA BRANCH
VARA0289004
THAKORJI COMPLEX, KADODRA CHAR RASTA, KADODRA-394327
MICR: 395289005 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is VARA0289020 valid for online transfer?
Yes, VARA0289020 is a valid IFSC code for Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does VARA0289020 belong to?
VARA0289020 belongs to Varachha Co-operative Bank. The first 4 characters "VARA" identify the bank.
What is the MICR code for this branch?
The MICR code for Varachha Co-operative Bank KARGIL CHOWK PUNAGAM BRANCH is 395289018. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using VARA0289020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.