Varachha Co-operative Bank UTRAN Branch IFSC Code

VARA 0289028
Varachha Co-operative Bank
UTRAN — SURAT, GUJARAT
MICR: 394289002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Varachha Co-operative Bank
Branch
UTRAN
IFSC Code
VARA0289028
MICR Code
394289002
Address
SHOP NO. G-85 TO 87, GROUND FLOOR, SILVER BUSINESS POINT, NEAR VIP CIRCLE, UTRAN, SURAT-394101
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912616918461

How to Use This IFSC Code

NEFT Transfer

Use IFSC code VARA0289028 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code VARA0289028.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code VARA0289028.

IFSC Code Structure

V
A
R
A
0
2
8
9
0
2
8
  • VARA — Bank code (Varachha Co-operative Bank)
  • 0 — Reserved (always 0)
  • 289028 — Branch code (UTRAN)

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Frequently Asked Questions

Is VARA0289028 valid for online transfer?
Yes, VARA0289028 is a valid IFSC code for Varachha Co-operative Bank UTRAN branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does VARA0289028 belong to?
VARA0289028 belongs to Varachha Co-operative Bank. The first 4 characters "VARA" identify the bank.
What is the MICR code for this branch?
The MICR code for Varachha Co-operative Bank UTRAN is 394289002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using VARA0289028?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.