Yes Bank PHAGWARA Branch IFSC Code

YESB 0000985
Yes Bank Logo Yes Bank
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144532203 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Yes Bank
Branch
PHAGWARA
IFSC Code
YESB0000985
MICR Code
144532203
Address
GROUND FLOOR,PLOT NO.781,GURU HARGOBIND NAGAR,PHAGWARA,PUNJAB -144401
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City
KAPURTHALA
District
PHAGWARA
State
PUNJAB
Contact
+9102218002000

How to Use This IFSC Code

NEFT Transfer

Use IFSC code YESB0000985 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0000985.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0000985.

IFSC Code Structure

Y
E
S
B
0
0
0
0
9
8
5
  • YESB — Bank code (Yes Bank)
  • 0 — Reserved (always 0)
  • 000985 — Branch code (PHAGWARA)

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Frequently Asked Questions

Is YESB0000985 valid for online transfer?
Yes, YESB0000985 is a valid IFSC code for Yes Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0000985 belong to?
YESB0000985 belongs to Yes Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Yes Bank PHAGWARA is 144532203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0000985?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.