Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank IMPS Branch IFSC Code
YESB 0SMCB05
Surat Mercantile Co-operative Bank
Surat Mercantile Co-operative Bank IMPS — MUMBAI, MAHARASHTRA
MICR: 395245005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Surat Mercantile Co-operative Bank
- Branch
- Surat Mercantile Co-operative Bank IMPS
- IFSC Code
- YESB0SMCB05
- MICR Code
- 395245005
- City
- MUMBAI
- District
- SURAT
- State
- MAHARASHTRA
- Contact
- +912612532502
How to Use This IFSC Code
NEFT Transfer
Use IFSC code YESB0SMCB05 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code YESB0SMCB05.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code YESB0SMCB05.
IFSC Code Structure
Y
E
S
B
0
S
M
C
B
0
5
- YESB — Bank code (Surat Mercantile Co-operative Bank)
- 0 — Reserved (always 0)
- SMCB05 — Branch code (Surat Mercantile Co-operative Bank IMPS)
Frequently Asked Questions
Is YESB0SMCB05 valid for online transfer?
Yes, YESB0SMCB05 is a valid IFSC code for Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank IMPS branch in MUMBAI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does YESB0SMCB05 belong to?
YESB0SMCB05 belongs to Surat Mercantile Co-operative Bank. The first 4 characters "YESB" identify the bank.
What is the MICR code for this branch?
The MICR code for Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank IMPS is 395245005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using YESB0SMCB05?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.