Bank of Baroda PHAGWARA Branch IFSC Code

BARB 0DBPHAG
Bank of Baroda Logo Bank of Baroda
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144012206 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of Baroda
Branch
PHAGWARA
IFSC Code
BARB0DBPHAG
MICR Code
144012206
Address
B 30/18 4 G T ROAD NEHRU NAGAR, PHAGWARA, KAPURTHALA, PUNJAB-144401
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City
KAPURTHALA
District
KAPURTHALA
State
PUNJAB
Contact
+910221800223344

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BARB0DBPHAG to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0DBPHAG.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0DBPHAG.

IFSC Code Structure

B
A
R
B
0
D
B
P
H
A
G
  • BARB — Bank code (Bank of Baroda)
  • 0 — Reserved (always 0)
  • DBPHAG — Branch code (PHAGWARA)

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Frequently Asked Questions

Is BARB0DBPHAG valid for online transfer?
Yes, BARB0DBPHAG is a valid IFSC code for Bank of Baroda PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0DBPHAG belong to?
BARB0DBPHAG belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda PHAGWARA is 144012206. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0DBPHAG?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.