Bank of Baroda PHAGWARA Branch IFSC Code

BARB 0VJPHAG
Bank of Baroda Logo Bank of Baroda
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144012207 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of Baroda
Branch
PHAGWARA
IFSC Code
BARB0VJPHAG
MICR Code
144012207
Address
CENTRAL TOWN CHOWK , PHAGWARA , KAPURTHALA DIST , PHAGWARA , 144401
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City
KAPURTHALA
District
PHAGWARA
State
PUNJAB
Contact
+910221800223344

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BARB0VJPHAG to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0VJPHAG.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0VJPHAG.

IFSC Code Structure

B
A
R
B
0
V
J
P
H
A
G
  • BARB — Bank code (Bank of Baroda)
  • 0 — Reserved (always 0)
  • VJPHAG — Branch code (PHAGWARA)

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Frequently Asked Questions

Is BARB0VJPHAG valid for online transfer?
Yes, BARB0VJPHAG is a valid IFSC code for Bank of Baroda PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0VJPHAG belong to?
BARB0VJPHAG belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda PHAGWARA is 144012207. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0VJPHAG?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.